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Indiana Housing & Community Development Authority

IHCDA > Becoming a Home Owner Becoming a Home Owner

Homebuyer Programs

IHCDA is proud to have made the process of buying a home a reality for thousands of Hoosier families. We offer programs that assist Hoosiers with making down payments, getting low interest rate loans and offering a tax credit.

In every county across Indiana, there are lenders on hand to help with all the programs we offer. Explore IHCDA's resources available to help you realize the dream of owning a home in Indiana.  To learn about each individual program, click here for a list of key benefits and/or click here to watch IHCDA's homeownership program overview video. 

Participating Lenders & Program Income Limits

In order to qualify for an IHCDA program, you must first work with a participating lender in your area. The lenders who are available to work with you vary by location. Please click on the link below to see IHCDA's list of lenders that service your area.

Program Income Limits

To determine if you are under the income limits for specific programs please click on the links below.

IHCDA University Homebuyer Education

The online homebuyer education course, IHCDA University, is a free educational course designed to inform Indiana consumers about the basics of purchasing a home so that they are prepared for situations that may arise during the process.

The course walks potential buyers through several lessons, including getting ready to buy a home, managing money, understanding credit, and selecting the right mortgage product. Completion of the course satisfies the Homebuyer Education requirement that is necessary for all homebuyers through the Agency’s Single Family purchasing programs.

Click here to visit IHCDA University.


Click here to access IHCDA's Partner website to view your client's loan status.